Homeowners insurance won't cover it because it was a motorised vehicle (even though off road). They say it should have had it's own insurance. If it had been a pushbike it would have been covered. Just another get out for the insurance company in my opinion?
I had the back of a locked shed removed to get to my Beta Rev 3 270 (2007) between 8-16 December. They even took spare petrol and oil! I only had the bike 7 weeks and there is no insurance. Utterly heartbroken. How can people be so heartless?