kinell Posted May 11, 2011 Report Share Posted May 11, 2011 Anybody got any recommendations for trials bike insurance? MSM have quoted me Quote Link to comment Share on other sites More sharing options...
jordi Posted May 11, 2011 Report Share Posted May 11, 2011 Anybody got any recommendations for trials bike insurance? MSM have quoted me Quote Link to comment Share on other sites More sharing options...
lowbrow Posted May 11, 2011 Report Share Posted May 11, 2011 (edited) Just had my renewal from LV for my 300 GasGas. TPF&T cover for an over 50 rider with 3 years' no claims and £150 excess = £61.52 Edited May 11, 2011 by Lowbrow Quote Link to comment Share on other sites More sharing options...
beatabeta Posted May 11, 2011 Report Share Posted May 11, 2011 I've been with Bennetts a few years now. Quote Link to comment Share on other sites More sharing options...
kinell Posted May 11, 2011 Author Report Share Posted May 11, 2011 Thanks fellas, the insurance covered competition use as well so I went for it. I also have 5 years no-claims bonus but they weren't interested! Quote Link to comment Share on other sites More sharing options...
jordi Posted May 11, 2011 Report Share Posted May 11, 2011 Thanks fellas, the insurance covered competition use as well so I went for it. I also have 5 years no-claims bonus but they weren't interested! Thats right, its the covered for use in between sections in competition clause thats does it. Quote Link to comment Share on other sites More sharing options...
alvin123 Posted May 11, 2011 Report Share Posted May 11, 2011 Try carole nash they do an off road policy, or were you specificaly after road risk cover? Quote Link to comment Share on other sites More sharing options...
jordi Posted May 14, 2011 Report Share Posted May 14, 2011 Try carole nash they do an off road policy, or were you specificaly after road risk cover? Its easy and cheap enough to get a bike insured, its the cover for use during a road trial that seems to shoot up the cost. Quote Link to comment Share on other sites More sharing options...
lowbrow Posted May 15, 2011 Report Share Posted May 15, 2011 Other than the fact that insurers are willing to exploit where they can, can someone explain why some policies charge more for riding a trial? Insurance is about risk. A standard policy would allow me to commute into the centre of Gloucester or take my trials bike down the M5, but some on here say it doesn't cover me if I'm puttering down the country lanes of Herefordshire on a Sunday morning? The reason you guys are being charged more for 'competition' cover is that insurance companies don't know what a trial is. How are you 'competing' when you're riding on the road? It comes under social and pleasure as far as I can see. My policy excludes 'racing, pacemaking, speed trials or for competing in National British A or International rallies' so what's the problem there? Instead of getting into bed with the insurance industry the ACU could assist its members by enlightening insurers as to what taking part in a trial actually involves. Quote Link to comment Share on other sites More sharing options...
chewy Posted May 15, 2011 Report Share Posted May 15, 2011 Steady on Lowbrow thats far too obvious maybe a keyword should be Reliability trial another no speed element. It's clear to all of us that insurance brokers/companies /underwriters don't really need our pitifull amount of business. seems a bit different abroad (read cheaper ) but then all bikes have to be registered thus homolugated thus according to Sherco for sure more expensive there. Quote Link to comment Share on other sites More sharing options...
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