cjw Posted November 11, 2005 Report Share Posted November 11, 2005 I'm looking to buy a brand new trials bike (250 or larger) and I was wondering whether anyone had any useful phone numbers/website addresses that offer good finance deals. I'm looking at spending around Quote Link to comment Share on other sites More sharing options...
Andy Posted November 11, 2005 Report Share Posted November 11, 2005 This will belong in the UK forum then. Quote Link to comment Share on other sites More sharing options...
bikespace Posted November 11, 2005 Report Share Posted November 11, 2005 Bank loans are usually cheaper than any finance deal - Northern Rock and Alliance and Leicester regularly come out on top, not really up to date on them, but probably around 6%. If you're really organised you could get a credit card such as a Barclaycard, buy the bike, transfer to a 0% card for maybe 6-9 months, and keep shifting between 0% cards until it's paid off. Around 36 months and you're done. Not many people are that organised, and you need a bit of credit history, so for most people it's a pie in the sky idea! If you do decide to gamble with 0%, watch out for transfer fees, and make sure you sort out your direct debits - you can lose your 0% rate by missing a payment. Go for the bank loan if you have the luxury - careful you don't get it nicked uninsured and pay for three years for your ex-bike. Quote Link to comment Share on other sites More sharing options...
city trials Posted November 11, 2005 Report Share Posted November 11, 2005 If you're really organised you could get a credit card such as a Barclaycard, buy the bike, transfer to a 0% card for maybe 6-9 months, and keep shifting between 0% cards until it's paid off. Around 36 months and you're done. SWEET ADVICE. HAT TIP. Quote Link to comment Share on other sites More sharing options...
cjw Posted November 11, 2005 Author Report Share Posted November 11, 2005 Thanks for the idea. I've got a bit of bad credit history (those damn repayments) so I would really rather get a shop finance deal. Just really after any useful numbers of shops that you might know of? Quote Link to comment Share on other sites More sharing options...
bikespace Posted November 11, 2005 Report Share Posted November 11, 2005 I don't know of anything in your area, our locals will be a hike for you. Best bet is to have a search through Trials and Motocross News for a nearby one. Any of the larger ones I would think will have finance available. Any Londoners on here? What you got down there? Stevens? Click Here Jamsport down Surrey way? Click Here Quote Link to comment Share on other sites More sharing options...
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